Moola Back

Is your bank paying you enough?

Tap six answers. See how much each bank's rewards could put back in your pocket every month, what switching really costs, and what your cover might be hiding.

1Who do you bank with now?
2How much goes on groceries a month?
3Where do you shop most?
4How much fuel a month?
5How do you work out?
6Will you use the app to chase rewards?

Playing the game means using the virtual card, hitting weekly goals and doing a yearly health check.

Check my cover for hidden rewardsMedical aid, life cover and car insurance. Info only.
Most rand back on your answers

Working it out

R0a month after all fees

This ranks published rewards rules against your answers. It isn't a recommendation to open or close any account.

What switching really costs

How the banks stack up for you

What each bank leaves you with each month: rewards minus all fees, including the bank account fee. The big number above uses the same calculation.

R0

extra a month from free store cards: Clicks ClubCard, Checkers Xtra Savings, Woolies MyDifference and Smart Shopper. Grab these whatever you bank with.

Show me the maths

Get the free guide: Who Pays What?

Every SA rewards programme in plain English. What each one is for, who it suits and where the catch is. Plus one short email a month when the rewards change.

Who
Pays
What?
6 pages · free PDF
Answer 3 quick taps, then it's yours
Step 1 of 4

What cover and accounts do you already have?

Tap all that apply. It helps us send you the bits that matter to you.